29 Nov Preparing for Open Enrollment Season for Employee Benefits

From securing essential health coverage to unlocking a spectrum of additional benefits, this period holds the key to optimizing your well-being.Take advantage of our exclusive group employee health plans as a United Benefits Advisor (UBA) partner firm in McAllen. Read below to ensure you’re well-prepared and positioned to make the most of open enrollment!

Make the Most of Open Enrollment

Before taking the time to consider which plans to choose, there are a few things to keep in mind when starting to find suitable benefits packages for you and your employees. Although there are many benefits, you should consider benefits that pertain to your employees and which go well for them. Take the time to think about : 

• Is your doctor/clinic within the network?
• How much did you spend on healthcare last year?
• Are your medications covered within the spectrum of the plan?
• Did that amount line up with your health care needs or your employee’s needs?

Important Dates to Remember During Open Enrollment

There are a few dates to keep in mind, whether it’s during or after open enrollment. These dates determine the healthcare insurance markets and the impacted benefits you could attain during the period. Some dates to remember are:

• Individual healthcare – November 1st through January 15th
• Group health insurance – October through December
• Medicare – October 15th through December 7th
• Medicaid – Enroll anytime
• Dual Eligible Special Needs Plans (DSNP) – enroll anytime

What Employee Benefits are Available?

Depending on the plan you choose, you can grab a variety. You can obtain benefits through standard health care packages, or our EXCLUSIVE UBA partner firm in McAllen. Although some benefits packages may include but are not limited to : 

• Overtime
• Vacation
• Profit sharing
• Medical insurance 
• Retirement benefits

What Are Some Other Examples of Employee Benefits?

Employee Benefits are provided through most employee compensation packages; most include certain extra health benefits. Other benefits that are included but not limited to the standard health benefits are :

• PTO
• Overtime
• Optometry insurance
• Paid vacation days
• Retirement savings plans
• Worker’s Compensation

Benefit Solutions With SWEB and UBA

Now is the time to lay the groundwork for a successful year ahead and tap into the distinctive benefits that open enrollment offers.  With UBA services, you can have the opportunity for group insurance benefits and gain access to HR resources to attain perfect solutions and UBA tools. Contact Us today to get started.