What Are the Basic Employee Benefits?

How Group Health Plans in McAllen Can Help Local Employers Win the Talent War

McAllen’s job market is booming—and while that’s good news for the economy, it creates challenges for employers trying to hire and retain top talent. With a growing number of companies competing for skilled workers, standing out as an employer of choice requires more than a paycheck.

Robust group health plans in McAllen are quickly becoming a key differentiator. Employees today are prioritizing benefits more than ever, and companies that invest in quality coverage are better positioned to attract and keep high-performing team members.

Meet Expectations: What Local Employees Need

Today’s workforce is more informed and selective when it comes to benefits. Employees want healthcare options that are comprehensive, affordable, and tailored to their lifestyle and family needs. Offering the right plan can directly impact job satisfaction and retention.

Key features McAllen employees expect from group health plans include:

• Access to local and regional healthcare providers
• Affordable premiums and low out-of-pocket costs
• Telemedicine and virtual care access
• Preventive care, wellness incentives, and mental health support
• Flexible plan tiers for different life stages and budgets

By aligning your benefits with employee expectations, you send a clear message: you care about your team’s health and future.

What Are the Basic Employee Benefits?

Basic employee benefits are the foundational offerings that most workers expect from their employers. These typically include health insurance, dental and vision coverage, life insurance, paid time off (PTO), and retirement savings options like a 401(k) plan. Many employers also provide short- and long-term disability insurance to protect employees’ income in the event of illness or injury. While these core benefits form the backbone of most compensation packages, businesses are increasingly expanding them to include modern perks like mental health resources, flexible schedules, and wellness programs. Together, these benefits not only safeguard employees’ physical and financial health but also demonstrate a company’s long-term investment in their overall well-being.

Retain Top Talent: Group Health Plans as a Loyalty Driver

Turnover is costly—and a weak benefits package can be a silent contributor. In contrast, a well-designed group health plan fosters long-term employee loyalty and reduces the likelihood of employees seeking higher pay elsewhere.

Offering comprehensive health coverage:

• Reduces recruitment costs by improving retention
• Builds trust and morale within your team
• Enhances company culture and employee engagement
• Increases productivity by minimizing health-related absences
• Helps you remain competitive against larger companies

For McAllen employers, this investment pays dividends across the entire organization.

Customize Your Edge: How Shepard Walton Supports Local Businesses

Designing effective group health plans in McAllen requires local insight and personalized support. That’s where Shepard Walton Employee Benefits comes in. With deep experience working with regional businesses, they help employers create scalable, strategic benefit plans tailored to unique workforce needs.

Support services include:

• Cost analysis and plan benchmarking for smarter decision-making
• One-on-one enrollment support and bilingual assistance
• Mid-year reviews and performance adjustments
• Provider network evaluation based on local access and usage
• Education tools that improve employee plan participation

Their consultative approach ensures you’re not just offering a plan—you’re offering a competitive advantage.

How UBA Benefits Empowers SWEB with Employee Benefits Benchmarking Tools

Staying competitive in today’s benefits landscape requires more than guesswork—it requires data. Through our partnership with UBA Benefits, SWEB clients gain access to comprehensive employee benefits benchmarking tools that compare your offerings to companies of similar size, industry, and region. This ensures you’re not overspending or underdelivering when it comes to attracting and retaining top talent. Whether you’re updating health plans or adding new voluntary benefits, benchmarking insights from UBA help you build smarter, more strategic packages.

Act Now: Use Group Health Plans to Win in a Competitive Market

The battle for talent in McAllen isn’t slowing down. Now’s the time to enhance your benefits strategy and show your team that their health matters. Group health plans in McAllen are more than a perk—they’re a powerful tool for hiring, retention, and long-term success.

Contact Shepard Walton Employee Benefits to start building a plan that keeps your business strong and your workforce loyal.